Upon returning home or to your business after evacuating from a hurricane, take a few minutes to take a truthful walk around your property to discover the damages. There may appear all outward manifestations to be strong in structure, but the hidden hurricane damage may await to be revealed. If you don’t catch these, you could be forced to pay out huge sums of money on repair and lose your insurance on future claims. Knowing what kinds of hidden damage to look for can assist you in safeguarding your property and receiving the compensation you are entitled to.
Some of the Most Frequent Kinds of Hidden Hurricane Damage to Seek Out
1. Hidden Roof Damage
Your roof will appear to be good after a hurricane, but it might have sustained hidden damage that compromises its strength. Rain and strong winds can lead to:
- Underlayment punctures: The upper layer beneath your shingles can be pierced and the gradual leaks reveal themselves over a long period.
- Loose or damaged shingles: Shingle seals become damaged, and your roof suffers water intrusion the following time rain falls.
- Damage to flashing: The metal flashing strips that seal roof seams can loosen or warp, allowing gaps for water.
A professional roof inspection is worth it following a hurricane to catch these subtle cues. It can identify problems early before they turn into larger problems such as leaks, mold, and structural damage. Also, by identifying this damage early, you can make a successful insurance claim.
2. Mold Growth That Harms Your Health
Mold can grow in parts of your home that are not easily seen. Water can penetrate walls, ceilings, and attic areas after a hurricane, allowing mold to grow. Look for the following signs:
- Musty smell
- Wall or ceiling discoloration
- Altered allergy symptoms
Mold not only harms your health but also the structure of your home. Hiring a mold professional can lead to hidden mold detection and avoidance of its infestation. Early action is essential because the increase in mold is unmanageable in 24 to 48 hours after exposure to water.
3. Water Intrusion in Walls and Foundation
Water may seep into your house in stealthy forms such as cracked seals or creaks in your basement. Some of the indications of water intrusions are:
- Water spots on walls or ceiling
- Peeling off paint or paper from the wall
- Floors creaking
Hurricanes bring with them a massive amount of pressure onto your building foundation, and this has the potential to open new routes for water. Check the watermarks in your crawl spaces, basement, and foundation. Sealing the leaks and strengthening waterproof membranes will protect your home from the next storm.
4. Electrical System Damage
Electrical systems can be compromised by floodwaters and wind-blown rain, causing catastrophic hazards if not repaired. Indications of electrical system damage are:
- Flickering lights
- Buzzing sounds around switches or outlets
- Tripped circuit breakers
If your home was flooded or exposed to extreme moisture levels, have an authorized electrician examine your wiring and electrical panel. Hidden hurricane damage can be an enormous fire threat if left unrepaired.
5. Contamination of the HVAC System
Your heating, ventilation, and air conditioning (HVAC) system is also highly vulnerable to hidden hurricane damage. Water will find its way through your HVAC ducts, where it creates a rich breeding ground for bacteria and mold. Some of the signs include:
- Strong odors when the system operates
- Decreased airflow
- Higher utility bills
Having your HVAC system cleaned and inspected will make your system safe, as well as efficient. Moldy ductwork can spread poisonous spores throughout your home, putting your health in serious jeopardy.
6. Broken Windows and Doors
Your windows and doors can be in good shape, but there could be hidden hurricane damage that will lead to long-term issues. Hurricane-force winds can break frames and loosen seals. Stealthy indicators of damage are:
- Drafts or leaks
- Sticking doors and windows
- Water spots near window sills
Inspect the caulking and seals around doors and windows, and reinforce those areas with weatherproofing material.
7. Water-Damaged Insulation
Water-damaged insulation may be neglected but lead to energy loss and mold development. If the attic or wall insulation is damp, it may lose its insulation capacity, cause higher utility bills, and decreased indoor comfort. Insulation replacement may be needed if saturation symptoms are noted.
8. Downspout and Gutter Damage
Hurricanes tend to unfasten gutters and downspouts, which are the key to drainage. Leaking or clogged gutters can send water against your foundation, adding to the chances of leaks and flooding. Check your gutter system for:
- Loose pieces
- Clogged gutters
- Water pooling against your foundation
Regular maintenance and prompt repairs can prevent long-term water damage to your home.
Taking Action After Finding Hidden Damage
If you discover hidden hurricane damage, do the following to safeguard your property and increase your insurance claim:
1. Document the Damage
Snap clear photos and videos of the whole damaged section. Get close-up photos and wide-angle photographs so that you leave a lot of evidence behind.
2. Contact Your Insurance Company
Report your insurance company immediately and ask about the claims process.
3. Consult the Experts
Arrange visits by expert internal contractors, mold experts, and electricians to determine the extent of damage.
4. Keep All Records
Keep all contact with your insurance company, repair bills, and inspection reports accurately.
Bottom Line!
Disaster restoration care and insurance claims care can be overwhelming. In case there is an issue with your claim for hurricane damage, having a lawyer work on your case can ensure that you receive a fair settlement.
Contact Jenkins Law PL today for experienced legal guidance and advocacy in defending your property rights.
Jenkins Law PL is here to offer the counsel and advocacy needed to better know the law. Our top lawyer is at your service, ready to speak for you and ensure that you receive the justice you deserve.
Dial now for a no-obligation, free consultation with one of our outstanding attorney – we are ready to award you the compensation you rightfully deserve!
